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	<title>Zulit &#187; Mortgage Rates</title>
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		<title>Ready To Buy?</title>
		<link>http://www.zulit.com/2007/11/21/ready-to-buy/</link>
		<comments>http://www.zulit.com/2007/11/21/ready-to-buy/#comments</comments>
		<pubDate>Wed, 21 Nov 2007 22:56:18 +0000</pubDate>
		<dc:creator>terryzulit</dc:creator>
				<category><![CDATA[Mortgage Rates]]></category>

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		<description><![CDATA[Long &#038; Foster&#39;s own mortgage company, Prosperity Mortgage&#174;, is chosen by more Long &#038; Foster real estate customers than any other lender. And we&#39;re ready to help you too. Prosperity Mortgage joined Wells Fargo Home Mortgage in 1993 to form &#8230; <a href="http://www.zulit.com/2007/11/21/ready-to-buy/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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<p> Long &#038; Foster&#39;s own mortgage company, Prosperity Mortgage&#174;, is chosen by more <a rel="nofollow" target="_blank" href="http://homes.longandfoster.com/Real-Estate/Power-Search.aspx?mode=cityCounty" target="_blank">Long &#038; Foster real estate</a> customers than any other lender. And we&#39;re ready to help you too. </p>
<p>Prosperity Mortgage joined Wells Fargo Home Mortgage in 1993 to form Prosperity Mortgage Company. As a result of this joint venture, Prosperity Mortgage has at least one mortgage officer in almost all of Long &#038; Foster&#39;s 200+ offices. You can count on personalized local service backed by the expertise of one of the nation&#39;s largest and most respected lenders. </p>
<p>The financial and personal rewards of homeownership are clear, as long as you prepare for the responsibilities that come along with homeownership and choose a mortgage product this is right for you. Prosperity Mortgage loan officers are here to help you make the right financing decisions.</p>
<p> Before shopping for a home, <a rel="nofollow" target="_blank" href="mailto:prosperity.mortgage@prosperitymortgage.com">contact Prosperity Mortgage</a>.We&#39;ll review your information and, if you qualify, provide you with a pre-approval letter for a certain loan amount and terms. To get started, fill out our online <a rel="nofollow" target="_blank" href="http://mortgages.longandfoster.com/Pre-Approval.aspx"> pre-approval</a> application. </p>
<p> For more information about our comprehensive line of mortgage products and services, visit <a rel="nofollow" target="_blank" href="http://www.prosperitymortgage.com" target="_blank"> Prosperity Mortgage</a>. </p>
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<h4> Mortgage Calculators </h4>
<div> Need help crunching the numbers? Please select one of the many useful calculators <a rel="nofollow" target="_blank" href="http://mortgages.longandfoster.com/Calculators.aspx"> here</a> to assist you with assessing your financial needs.  </div>
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<h4> Insurance Services </h4>
<div> Okay, you&#39;ve got a place in mind, or maybe you&#39;ve already closed the deal. Now how will you protect it? To bring you the total home ownership experience, our <a rel="nofollow" target="_blank" href="http://real-estate-services.longandfoster.com/Insurance/Insurance.aspx" target="_blank"> insurance experts </a>  are on hand to make protecting your home a smooth process. </div>
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<div> <span> &nbsp;</span> <span> <b>Interest Rate</b></span> <span> <b>Points</b></span><span> <b>APR</b></span> <span> <b>Term</b></span> <span> <b>Loan Amount</b></span> <span> <b>Down Payment</b></span></div>
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<div> <span> <b>Confirming</b></span> </div>
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<div><span> &nbsp;</span><span>6%</span><span>1</span><span>6.19%</span><span>30 yr. fixed</span><span>$200,000 </span><span>20%</span></div>
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<div><span> &nbsp;</span><span>5.5%</span><span>1</span><span>5.813%</span><span>15 yr. fixed</span><span>$200,000 </span><span>20%</span></div>
<p>
<div><span> &nbsp;</span><span>5.5%</span><span>1</span><span>6.371%</span><span>5 yr. ARM</span><span>$200,000 </span><span>20%</span></div>
<p>
<div><span> &nbsp;</span><span>6%</span><span>1</span><span>6.403%</span><span>10 yr. ARM</span><span>$200,000 </span><span>20%</span></div>
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<div> <span> <b>Jumbo</b></span> </div>
<p>
<div><span> &nbsp;</span><span>6.75%</span><span>1</span><span>6.923%</span><span>30 yr. fixed</span><span>$440,000 </span><span>20%</span></div>
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<div><span> &nbsp;</span><span>6.25%</span><span>1</span><span>6.529%</span><span>15 yr. fixed</span><span>$440,000 </span><span>20%</span></div>
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<div><span> &nbsp;</span><span>5.625%</span><span>1</span><span>6.397%</span><span>5 yr. ARM</span><span>$440,000 </span><span>20%</span></div>
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<div><span> &nbsp;</span><span>6.25%</span><span>1</span><span>6.545%</span><span>10 yr. ARM</span><span>$440,000 </span><span>20%</span></div>
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<div> <span> <b>FHA</b></span> </div>
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<div><span> &nbsp;</span><span>6.125%</span><span>1</span><span>6.442%</span><span>1 yr. ARM</span><span>$200,000 </span><span>3%</span></div>
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<p>For more information on any of the information provided above please contact Prosperity Mortgage by email at <a rel="nofollow" target="_blank" href="mailto:prosperity.mortgage@prosperitymortgage.com"> prosperity.mortgage@prosperitymortgage.com</a>. For Settlement and Title assistance please visit one of our <a rel="nofollow" target="_blank" href="http://real-estate-services.longandfoster.com/Settlement-title.aspx" target="_blank"> Prestige Partners</a>&#174;. All links open in a new browser window.</p>
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<p> &#8221; All first mortgage products are offered and provided by Prosperity Mortgage Company, which may arrange loans with third party providers. Prosperity Mortgage Company is licensed in New Jersey as a Department of Banking Mortgage Banker. Prosperity Mortgage Company may not be available in your area. &#169;2006 Prosperity Mortgage Company. All Rights Reserved.&#8221; All contents are copyright &#169;2006 Long &#038; Foster Real Estate, Inc. </p>
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